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Nursing Home in Indiana

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

The Waters of Tipton Skilled Nursing Facility

Nursing Home in Indiana

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

The Waters of Tipton Skilled Nursing Facility

TIPTON, IN 46072 View map
Overview of The Waters of Tipton Skilled Nursing Facility
The Waters of Tipton Skilled Nursing & Rehabilitation is dedicated to providing exceptional care. They focus on the particular needs and expectations of residents and their families. The facility offers a range of services including skilled nursing, rehabilitation, and memory care.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
1/5
Indiana average: 3.0/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
1/5
Indiana average: 2.7/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
2/5
Indiana average: 2.6/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
3/5
Indiana average: 4.0/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
2h 48m per day

This home provides 21% less nursing time per resident than the Indiana average.

Indiana average: 3h 32m per day

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 150

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Indiana average
Occupancy rate 60%
Residents per day (avg) 90
Occupancy rate
60%
Residents per day (avg)
90

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for
Short stays Recovery Medicare-covered care

Breakdown by payment type

Medicare

47% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

42% of new residents, often for short stays.

Typical stay 3 - 4 months

Medicaid

10% of new residents, often for long-term daily care.

Typical stay 2 - 3 years

Finances and operations

Governmental community
Operated by county authorities.
Home revenue
$14.3M
Surplus of revenue
$3.0M
Governmental community Operated by county authorities.
Home revenue
$14,252,633.00
Surplus of revenue
$2,990,695.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$4.7M
33.1% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$6.5M
Total costs $11.3M
Bed community size
150-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
1 year in operation
A newer community that may feature more recent facilities and programs.

About this community

Occupancy

Occupancy rate
60%
13% lower than Indiana average

Indiana average: 69%

Occupied beds
90 / 150
Average residents 70 per day

License details

Facility type
Nursing Home (skilled Nursing Facility)
Status Active
Issuance March 1, 2025

Additional licensing details

License number: 25-000505-1
CMS Certification Number: 155556

Ownership & operating entity

The Waters of Tipton Skilled Nursing Facility is administrated by SUSAN WAYMIRE.

Profit status: OTHER

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: KIMBERLY SHOOK

Care Services

Accepts Medicaid
Accepts Medicare
Nursing Services
Rehabilitation Services
Respite Care
Memory Care
Skilled Nursing
24-Hour Staffing

Contact Information

Fax: (765) 675-2640

Amenities & Lifestyle

Beauty/Barber Shop
Onsite Podiatry
Dental
Audiology Services
Secure Patio For Enjoying The Outdoors

Programs & Activities

Specific Programs
Living Well, In Motion, Memory Springs, Respite Care, Comprehensive Wound Care, Respiratory Services, IV Services, Nutritional Services, In-House Diagnostics, Pain Management
Operating Hours
24 hours - 7 days a week

Pricing & Financial Information

Dining & Nutrition

Food Description
Delicious menus are designed around a balanced diet featuring a variety of choices under the direction of a registered dietitian. Mealtime assistance is available according to resident need.
Contact The Waters of Tipton Skilled Nursing Facility

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicaid Medicare

Inspection History

In Indiana, the Department of Health, Division of Long Term Care is the primary regulatory body that performs onsite inspections and quality of care reviews for all licensed facilities.

Inspection Overview

3 total visits

3 Visits with Citations Indiana avg: 3 0% below Indiana avg
52 Citations Total Indiana avg: 26 100% above Indiana avg

8 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

Indiana average: 4 complaints

Latest inspection

Date June 16, 2025
Complaint Investigation

52 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Indiana average: 26 citations

63 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Inspection Report Summary for The Waters of Tipton Skilled Nursing Facility

The most recent inspection on June 16, 2025, identified deficiencies related to failure to notify a physician of a resident injury and failure to ensure resident safety during transfer. Earlier inspections showed a pattern of deficiencies involving emergency preparedness, life safety code compliance, resident care including supervision and assistance, medication management, and infection control. Several complaint investigations were substantiated, including cases involving resident falls, delayed medical assessments, and issues with dignity and respect, but fines or enforcement actions were not listed in the available reports. Most complaints without deficiencies were found unsubstantiated, and the facility has taken corrective actions such as staff training and policy updates. The inspection history shows ongoing challenges with resident safety and care processes, with some improvements noted in life safety compliance after re-inspections.

Health Inspection History

Inspections
Total health inspections 11

Indiana average 6


Last Health inspection on Nov 2025

Total health citations 37

Indiana average 25

Citations per inspection
3.36

Indiana average 4.12


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

23 of 37 citations resulted from standard inspections; 13 of 37 resulted from complaint investigations; and 1 of 37 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than Indiana average

Indiana average: 0.2


Serious Health citations More info 3
400% worse than Indiana average

Indiana average: 0.6

0 critical citations More info Indiana average: 0.2

3 serious citations More info Indiana average: 0.6

34 moderate citations More info Indiana average: 23.8

0 minor citations More info Indiana average: 0.4
Citations history (last 3 years)
Resident Rights moderate citation Info Issues related to resident's rights, including dignity, privacy, and the ability to make decisions about their care. Nov 12, 2025

Pharmacy moderate citation Info Issues related to medication management, including how drugs are stored, administered, and monitored. Jul 18, 2025
Corrected

Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Jul 18, 2025
Corrected

Care Planning moderate citation Info Issues related to creating and updating personalized care plans for residents based on their needs and conditions. Jul 18, 2025
Corrected

Compare Nursing Homes around Indiana The information below is reported by the Indiana Department of Health, Division of Long Term Care.

5 facilities compared · CMS & IN Dept. of Health data · Updated Apr 2026

Filter by care type
Adams Woodcrest
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

DECATUR
143
71.4%
+3%
3.69
-10%
+7%
0
2
2.0
0
108
-
-
$12.2M
$5.6M
46.1%
155747
Adams Heritage
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MONROEVILLE
61
71.6%
+3%
4.12
+29%
+20%
0
2
1.0
0
39
A+
-
$5.1M
$2.5M
49.1%
155729
Addison Pointe Health & Rehabilitation Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

CHESTERTON
100
92.5%
+33%
3.16
-5%
-8%
1
27
4.5
1
93
-
Dobben, Steven
$15.2M
$5.3M
34.8%
155805
Albany Health Care & Rehabilitation Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

ALBANY
102
75.6%
+9%
3.51
+4%
+2%
0
19
3.2
1
77
-
Troxwell, Melanie
$12.3M
$4.3M
35%
155432
The Waters of Tipton Skilled Nursing Facility
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

TIPTON
150
66.2%
-5%
2.80
+4%
-19%
3
37
3.4
3
90
-
The Waters Of Tipton Skilled Nursing Facility Llc
$14.3M
$4.7M
33.1%
155556

Places of interest near The Waters of Tipton Skilled Nursing Facility

Address 0.6 miles from city center

Address TIPTON, IN 46072

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Address

Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 132
Employees 111
Contractors 21
Staff to resident ratio 1.50:1
1499900% better than Indiana average

Indiana average ratio: 0.00:1

Avg staff/day 47
Average shift 7.7 hours
0% compared with Indiana average

Indiana average: 7.7 hours

Total staff hours (quarter) 32,925
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 13
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.2 hours

This role is partially covered by contractors.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 14
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.7 hours

No contractors work on this role.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 44
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.7 hours

No contractors work on this role.

Contractor staffing

Total hours from contractors

8.4%

2,767 contractor hours this quarter

Respiratory Therapy Technician: 6 Speech Language Pathologist: 5 Physical Therapy Aide: 3 Registered Nurse: 3 Physical Therapy Assistant: 2 Qualified Social Worker: 2
Staff by category
Certified Nursing Assistant4404410,95591100%7.7
Nurse Aide in Training240247,76691100%8.1
Licensed Practical Nurse140144,00691100%7.7
Registered Nurse103132,0858998%8.3
Other Dietary Services Staff6061,92691100%7.1
Mental Health Service Worker2029267380%7.2
Speech Language Pathologist0558606673%7.3
Physical Therapy Aide0338316571%6.7
Clinical Nurse Specialist2028076976%7.4
Nurse Practitioner1015516268%8.9
Physical Therapy Assistant0225096167%8.3
RN Director of Nursing1015007178%7
Administrator1014245358%8
Qualified Social Worker0223856673%5.8
Dietitian2022153033%7.2
Respiratory Therapy Technician0661664752%3.5
Medication Aide/Technician4041355%2.5
44 Certified Nursing Assistant
% of Days 100%
24 Nurse Aide in Training
% of Days 100%
14 Licensed Practical Nurse
% of Days 100%
13 Registered Nurse
% of Days 98%
6 Other Dietary Services Staff
% of Days 100%
2 Mental Health Service Worker
% of Days 80%
5 Speech Language Pathologist
% of Days 73%
3 Physical Therapy Aide
% of Days 71%
2 Clinical Nurse Specialist
% of Days 76%
1 Nurse Practitioner
% of Days 68%
2 Physical Therapy Assistant
% of Days 67%
1 RN Director of Nursing
% of Days 78%
1 Administrator
% of Days 58%
2 Qualified Social Worker
% of Days 73%
2 Dietitian
% of Days 33%
6 Respiratory Therapy Technician
% of Days 52%
4 Medication Aide/Technician
% of Days 5%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
88 residents
Residents by payment source
Medicare
8 residents (9.1%)
Medicaid
50 residents (56.8%)
Private pay or other
30 residents (34.1%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 9.4
17% worse than Indiana average

Indiana average: 8.0

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 15.1
11% better than Indiana average

Indiana average: 17.1

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 8.3%
31% better than Indiana average

Indiana average: 12.0%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 12.0%
17% better than Indiana average

Indiana average: 14.4%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 25.1%
In line with Indiana average

Indiana average: 24.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 10.4%
169% worse than Indiana average

Indiana average: 3.9%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 4.6%
5% worse than Indiana average

Indiana average: 4.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.0%
100% better than Indiana average

Indiana average: 1.2%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 11.6%
105% worse than Indiana average

Indiana average: 5.7%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 22.8%
6% better than Indiana average

Indiana average: 24.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 18.9%
52% worse than Indiana average

Indiana average: 12.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 98.7%
5% better than Indiana average

Indiana average: 93.7%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
5% better than Indiana average

Indiana average: 95.4%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 94.8%
16% better than Indiana average

Indiana average: 81.7%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 1.1%
18% better than Indiana average

Indiana average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 79.2%
In line with Indiana average

Indiana average: 79.0%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $25K
7% lower than Indiana average

Indiana average: $27K

Number of fines 3
116% more fines than Indiana average

Indiana average: 1.4

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than Indiana average

Indiana average: 0.4

Fines amount comparison
Fines amount comparison
This facility $25K
Indiana average $27K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Jan 9, 2024
$10K
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Jan 9, 2024
$10K
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Feb 27, 2023
$5K

Last updated: Jan 2026

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Financial Aid for Indiana Seniors

Get financial aid guidance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

Age 60+, Indiana resident, at risk of nursing home.

~$2,000/month (varies).

$10,000 (individual).

Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

~$1,004/month (including SSI).

$2,000 (individual), $3,000 (couple).

~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled, Indiana resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Prioritizes ~$24,980/year (individual); no strict cap.

Not assessed; need-based.

16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

Age 55+, unemployed, low-income, Indiana resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand statewide.